• Qualify based on verified liquid assets
• No employment | No income | No DTI | No 4506T
• Usable assets: 100% checking & savings, 90% stocks, bonds & mutual funds,
  80% retirement funds
• Loan amounts up to $3MM | Cash out up to $2.5MM
• Short-term rental properties allowed
• Only 1 appraisal required when loan amount is ≤ $1.5MM (LTV ≤ 75%)
• Multiple term options:
  • ARM*: 5/1, 7/1, 10/1
  • Fixed: 15, 30
• Property types: SFRs, PUDs, Condos, 1-4 Units
• Credit scores as low as 600**

All states (including DC) are eligible except DE, ME, MA, WY.
A borrower with a 25% or greater ownership interest in a business is considered self-employed.
*Interest only available on all ARMs. No I/O in Illinois.
**Not available in Premier.