For Self-Employed Borrowers

• Qualify with 12 months bank statements
• No tax returns
• Loan amounts up to $3.0MM
• Cash out up to $2.5MM
• Up to 90% LTV
• Short-term rental properties allowed
• 40YR Interest Only

For Professional Real Estate Investors

• Qualify with subject property cash flow
• No tax returns | No DTI calculated
• Loan amounts up to $2.5MM
• Cash out up to $2MM
• Up to 80% LTV
• Short-term rental properties allowed

For Borrowers with High Cash Liquidity

• Qualify based on verified liquid assets
• No employment | No income | No DTI
• Loan amounts up to $3MM
• Cash out up to $2.5MM
• Up to 90% LTV
• Short-term rental properties allowed

For Borrowers Falling Just Outside Agency Guidelines

• Jumbo alternative with I/O options
• 1 year income verification option available
• Shorter waiting periods for derogatory credit events (e.g. BK and foreclosure)
• Loan amounts up to $3MM
• Cash out up to $2.5MM
• Up to 90% LTV
• Short-term rental properties allowed
• 40YR Interest Only
• 1YR Full Doc