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Units

Credit Score

LTV

CLTV

Minimum Loan Amount

Maximum Loan Amount

PRIMARY RESIDENCE :: Purchase and Rate /Term Refinance
1-4 680 80%
70%
60%
80%
70%
60%
$100,000 $1.0M
$2.0M
$3.0M
1-4 640 75%
65%
55%
75%
65%
55%
$100,000 $750K
$1.0M
$1.5M
PRIMARY RESIDENCE :: Cash Out Refinance

PRIMARY: 1-4

720 80%
70%
60%
80%
70%
60%
$100,000

$750K
$1.5M
$2.0M

PRIMARY: 1-4

680 75%
65%
55%
75%
65%
55%
$100,000

$750K
$1.5M
$2.0M

PRIMARY: 1-4 640 70%
60%
50%
70%
60%
50%
$100,000 $750K
$1.0M
$1.5M
SECOND HOME / INVESTMENT :: Purchase and Rate / Term Refinance2

SH: 1 -2**
INVESTMENT 1-4

720 70% 70% $100,000

$1.5M

SH: 1 -2**
INVESTMENT 1-4

680 80%

70%
60%

80%

70%
60%

$100,000

$750K
$1.0M
$2.0M

SH: 1 -2**
INVESTMENT 1-4

640 65%
55%
45%
65%
55%
45%
$100,000

$750K
$1.0M
$1.5M

SECOND HOME /INVESTMENT PROPERTY :: Cash Out Refinance

SH: 1 -2**
INVESTMENT 1-4

720 75%

65%

55%

75%

65%

55%

$100,000

$750K

$1.5M

$2.0M

SH: 1 -2**
INVESTMENT 1-4

680 70%
60%50%
70%
60%50%
$100,000

$750K
$1.0M
$2.0M

SH: 1 -2**
INVESTMENT 1-4

640 65%
55%
45%
65%
55%
45%
$100,000

$750K
$1.0M
$1.5M

View Program Guidelines >>


© 2017 Impac Mortgage Corp. NMLS #128231. www.nmlsconsumeraccess.org. Rates, fees and programs are subject to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Licensed by the Department of Business Oversight, under the California Residential Mortgage Lending Act (License #4131083). In the state of New York, Impac Mortgage Corp. dba Excel Mortgage. Equal Housing Lender.