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Say YES to More Borrowers

We understand that not every borrower fits in a conventional loan program.
The IMPAC iQM Series applies intelligent underwriting to each borrower’s unique situation to help you qualify more clients and expand your business.

  • Expanded Allowable Qualification Parameters
  • No Seasoning on Cash Out
  • Payment Shock Not Calculated on Most Programs
  • Reduced Reserve Requirements
  • Increased Usable Asset Calculation

Improving Our Programs
Whether you have an established investor or a client who can qualify based on assets or bank statements our programs may be able to help obtain the perfect loan. The iQM series has been simplified and now has expanded qualification parameters.


© 2019 Impac Mortgage Corp. NMLS #128231. Rates, fees and programs are subject to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Licensed by the Department of Business Oversight, under the California Residential Mortgage Lending Act (License #4131083). Not accepting applications in the state of New York, Impac Mortgage Corp. dba Excel Mortgage. Equal Housing Lender.