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Announcements

Below you will find important announcements from Impac Mortgage Corp. Correspondent.
For questions regarding this information, call 888-389-4812

 2018 Announcements

September

09-18-2018 FEMA Major Disaster Declaration for South Carolina – 4394
09-18-2018 FEMA Major Disaster Declaration for North Carolina – 4393
09-12-2018 iQM Loans Eligible in Ohio
09-06-2018 FEMA Major Disaster Declaration for Alaska – 4391
09-06-2018 FEMA Major Disaster Declaration for Minnesota – 4390
09-04-2018 FEMA Major Disaster Declaration Update for California – 4382
09-04-2018 FEMA Major Disaster Declaration for Connecticut – 4385
09-04-2018 FEMA Major Disaster Declaration for Iowa – 4386
09-04-2018 FEMA Major Disaster Declaration for Montana – 4388

August

08-28-2018 FEMA Major Disaster Declaration for Nebraska – 4387
08-14-2018 FEMA Major Disaster Declaration for Wisconsin – 4383
08-14-2018 Labor Day 2018 Holiday
08-07-2018 FEMA Major Disaster Declaration for California – 4382
08-07-2018 FEMA Major Disaster Declaration for Michigan – 4381
08-07-2018 FEMA Major Disaster Declaration Update for Texas – 4377

July

07-30-2018 FEMA Disaster Declaration for Massachusetts – 4379
07-30-2018 FEMA Disaster Declaration for Vermont – 4380
07-30-2018 FEMA Major Disaster Declaration Update for Hawaii – 4365
07-18-2018 Seller’s Guide Updates
07-12-18 FEMA Disaster Declaration Update for Texas – 4377

07-05-18 FEMA Disaster Declaration for Nebraska – 4375
07-05-18 FEMA Disaster Declaration for Maryland – 4376

June

06-28-18 FEMA Major Disaster Declaration Massachusetts – 4372
06-28-18 FEMA Major Disaster Declaration Oklahoma – 4373
06-28-18 FEMA Major Disaster Declaration Maryland – 4374
06-21-2018 iQM Loan Program Changes

06-18-2018 Independence Day 2018 Holiday
06-15-2018 FEMA Disaster Declaration Update for Hawaii – 4366
06-12-2018 FEMA Major Disaster Declarations for Alaska, New Hampshire and New Jersey
06-07-2018 FEMA Major Disaster Declaration for Indiana-4363
06-05-2018 UCD Requirements
06-05-2018 GNMA and VA Changes affecting Government Refinances

May

05-31-2018 FEMA Disaster Declaration for Maine – 4367
05-29-2018 FEMA Major Disaster Declaration Update for Kentucky 4361 and Ohio 4360

05-29-2018 Updates to Seller’s Guide 

05-17-2018 Missing or Inaccurate Documents on Closed Loan Submissions

05-16-2018 FEMA Major Disaster Declaration for Hawaii – 4366
05-16-2018 Memorial Day Announcement
05-09-2018 FEMA Major Disaster Declaration for Hawaii 4365
05-08-2018 FEMA Major Disaster Declaration for North Carolina – 4364
05-07-2018 FEMA Major Disaster Declaration for Indiana – 4363
05-04-2018 Vesting as a Limited Liability Company (LLC)
05-04-2018 iQM Program Name Changes on Rate Sheets

April

04-30-2018 FEMA Major Disaster Declaration for Kentucky
04-30-2018 Missing Documents on iQM Loan Submissions

04-19-2018 FEMA Major Disaster Declarations for Kentucky, Ohio, and West Virginia
04-10-2018 Veteran’s Statement and Lender Certification on VA IRRRLs

04-05-2018 GNMA Changes affecting Government Refinances (6 Month Rule)

March

03-26-2018 iQM Foreign National and USDA Loan Programs Being Retired
03-22-2018 Updates to Seller’s Guide
03-20-2018 First-Time Homebuyer Information

03-19-2018 Good Friday 2018 Announcement

03-15-2018 Tax Return Transcript

03-09-2018 Correspondent Seller’s Guide

February

02-15-18 Updates to Seller’s Guide
02-14-2018 Increasing Fees on a Closing Disclosure (Revised)
02-12-2018 FEMA Disaster Declaration Update for New Hampshire – 4355
02-09-2018 Reminder – Universal Loan Identifier in Impac’s IMPortal
02-07-2018 Presidents Day 2018 Announcement
02-07-2018 Texas Rate & Term Refinances

02-02-2018 iQM Pricing Adjustments

January

01-30-2018 System Maintenance
01-30-2018 Increasing Fees on a Closing Disclosure

01-29-2018 FEMA Disaster Declaration Update for Florida (Hurricane Irma)

01-26-2018 Announcement Sellers Guide

01-25-2018 iQM Loans in Ohio

01-24-2018 Universal Loan Identifier in Impac’s IMPortal

01-18-2018 Announcement Seller’s Guide

01-18-2018 Disaster Declaration Update for New York
01-18-2018 GNMA Changes affecting Government Refinances

01-18-2018 REVISION #2 – FEMA Disaster Declaration Update for California Wildfires

01-17-2018 REVISION – FEMA Disaster Declaration Update for California Wildfires

01-16-2018 FEMA Disaster Declaration Update for California – 4353
01-11-2018 Announcement Seller’s Guide
01-05-2018 Martin Luther King Jr. Holiday

01-04-2018 California Wildfires

01-04-2018 FEMA Disaster Declaration Update for Mississippi  Hurricane Nate
01-04-2018 FEMA Disaster Declarations for Maine, New Hampshire, and Vermont

2017 Announcements

December

12-29-2017 California Wildfires
12-29-2017 Underwriting Manufactured Homes – Update
12-20-2017 Texas Section 50(a)(6) Loans
12-19-2017 Underwriting Manufactured Homes
12-15-2017 Consumer Alert

12-15-2017 Demographic Information Addendum HMDA Rule

12-13-2017 Change to iQM Lock Policy

12-13-2017 Christmas 2017 and New Year 2018 Holiday Announcement
12-13-2017 Reminders on Missing or Incorrect Documents on Closed Loan Submissions

12-11-2017 New FHA Maximum Mortgage Limits

12-06-2017 California Fires (Thomas, Rye, Creek and Skirball)
12-05-2017 Increase in Conventional Loan Limits for 2018

November

11-30-2017 Update to the Tax Service Fee
11-27-2017 FEMA Disaster Declaration for Mississippi – Hurricane Nate

11-17-2017 FEMA Disaster Declaration for Alabama Hurricane Nate
11-10-2017 Thanksgiving Holiday 2017 Announcement

11-09-2017 New Process for Tracking Final Documents

11-08-2017 FHA 203(h) Loans for Disaster Victims – Non-Delegated Correspondents
11-06-2017 Updates to the Seller’s Guide

11-02-2017 FEMA Disaster Declaration Update for South Carolina

October

10-31-2017 Veterans Day
10-30-2017 Re-Inspection Requirements for the Northern California Fire
10-18-2017 Quick Reference for iQM Documentation Requirements Update

10-18-2017 EPO Amendment Requirement for iQM Loans
10-17-2017 FEMA Disaster Declaration for Louisiana Tropical Storm Harvey
10-17-2017 FEMA Disaster Declaration for South Carolina Hurricane Irma
10-17-2017 FEMA Disaster Declaration for California Fires

10-12-2017 FEMA Disaster Declaration Update for Texas (Hurricane Harvey)

10-10-2017 California Fires

10-03-2017 Ohio – iQM Loan Products
10-02-2017 Correspondent Seller’s Guide Update

September

09-27-2017 FEMA Disaster Declaration Update for Georgia
09-27-2017 Columbus Day 2017 Announcement

09-25-2017 FEMA Disaster Declaration Update for Iowa

09-25-2017 FEMA Disaster Declaration Update for Texas

09-19-2017 Appraisal Re-Inspection Requirements Update for Georgia (Hurricane Irma)

09-19-2017 FEMA Disaster Declaration for Georgia
09-15-2017 FEMA Disaster Declaration Update for Florida (Hurricane Irma)

09-14-2017 Appraisal Re-Inspection Requirements (Hurricane Irma)

09-14-2017 Missing or Incorrect Documents on Closed Loan Submissions

09-12-2017 FEMA Disaster Declaration Update for New Hampshire
09-12-2017 FEMA Disaster Declaration Update for Florida (Hurricane Irma)

09-11-2017 FEMA Disaster Declaration for Florida (Hurricane Irma)
09-08-2017 Update on Hurricane Irma

09-07-2017 Hurricane Irma

09-07-2017 Update on Hurricane Harvey’s impact on Texas and Louisiana
09-05-2017 Missing Documents on iQM Loan Submissions
09-05-2017 FEMA Disaster Declaration Update for Wyoming
09-05-2017 FEMA Disaster Declaration Update for Texas

August

08-30-2017 FEMA Disaster Declaration Update for Texas
08-28-2017 FEMA Disaster Declaration for Idaho

08-28-2017 FEMA Disaster Declaration for Iowa
08-28-2017 FEMA Disaster Declaration for Texas (Hurricane, Harvey)
08-25-2017 Hurricane Harvey Texas Louisiana

08-24-2017 Locking Loans on Current Guidelines Cutoff Date

08-23-2017 Labor Day Announcement

08-22-2017 FEMA Disaster Declaration Update for Nebraska 4325
08-22-2017 FEMA Disaster Declaration for Vermont 4330
08-22-2017 FEMA Disaster Declaration for West Virginia 4331
08-18-2017 Updates to the Seller Guide
08-09-2017 FEMA Disaster Declaration for Wyoming

08-03-2017 FEMA Disaster Declaration for Michigan
08-02-2017 FEMA Disaster Declaration for Nebraska

July

07-31-2017 iQM Loan Level Adjustor Change
07-31-2017 Uniform Closing Dataset
07-26-2017 FEMA Disaster Declaration Oklahoma
07-20-2017 FEMA Disaster Declaration Update for Tennessee – 4320

07-20-2017 FEMA Disaster Declaration Update for Arkansas 4318 (2nd Update)
07-18-2017 Foreign National Borrowers
07-18-2017 FEMA Disaster Declaration for New York 4322

07-18-2017 Updates to the Seller Guide

07-17-2017 FEMA-Disaster-Declaration-Update-for-Missouri

07-14-2017 Missing or Inaccurate Documents on Closed Loan Submissions
07-13-2017 FEMA Disaster Declaration for North Dakota 4323

07-07-2017 FEMA Disaster Declaration Update for Oklahoma
07-03-2017 FEMA Disaster Declaration for Nebraska 4321

07-3-2017 FEMA Disaster Declaration Update for Arkansas 4318

June

06-27-2017 FEMA Disaster Declaration for Tennessee
06-23-2017 Independence Day 2017 Announcement

06-23-2017 FEMA Disaster Declaration Update for Idaho 4313

06-19-2017 FEMA Disaster Declaration for Kansas 4319
06-16-2017 FEMA Disaster Declaration for Arkansas 4318
06-14-2017 Missing Documents on Closed Loan Submissions
06-05-2017 FEMA Disaster Declaration for Missouri 4317

May

05-31-2017 FEMA Disaster Declaration for Oklahoma 4315
05-25-2017 FEMA Disaster Declaration for Mississippi 4314
05-24-2017 Change to Underwriting Scenario email address
05-23-2017 Updated USDA Income Limits
05-19-2017 FEMA Disaster Declaration for Idaho 4313

05-19-2017 FEMA Disaster Declaration for California 4308
05-17-2017 Memorial Day 2017 Announcement
05-16-2017 FEMA Disaster Declaration for Nevada
05-08-2017 FEMA Policy Update for iQM Loans
05-05-2017 Updates to the Seller Guide and the Post Purchase Obligations Checklist

April

04-24-2017 Freddie-Mac LP Findings
04-20-2017 iQM ARM Disclosures and Interest Rate Qualification for ARMs COR
04-20-2017 Announcing: **Impac’s New Sellers Guide** 
04-18-2017 Freddie Mac Guideline Update
04-10-2017 Impac’s Ineligible List Update
04-04-2017 Tax Return (2016) Transcripts
04-03-2017 Good Friday Lock Desk Announcement 

March

03-31-2017 Suspending Loans Policy

February

02-28-2017 Soft Pull Credit Reports Update
02-14-2017 FEMA Disaster Declaration for Louisiana COR
02-14-2017 Update for FEMA Disaster Declaration for Tennessee COR
02-08-2017 Presidents Day 2017 Announcement
02-07-2017 FEMA Update for Georgia – 4297
02-02-2017 FHA 203k Loan Program Discontinue
02-01-2017 Underwriting Change to iQM Investor Loan Program

January

01-27-2017 FEMA Update for Georgia
01-26-2017 FEMA Disaster Declaration for Georgia and Mississippi

01-24-2017 Underwriting Change to iQM Investor Loan Program
01-13-2017 Underwriting Change to iQM Investor Loan Program
01-04-2017 Martin Luther King Jr. Holiday

2016 Announcements

December

12-29-2016 Hurricane Matthew Update for Virginia
12-16-2016 FEMA Disaster Declaration for Tennessee
12-14-2016 Christmas 2016 and New Year’s Day 2017 Announcement

November

11-30-16 FEMA Disaster Declaration for Minnesota
11-28-16 Conventional Conforming Limits
11-18-16 Hurricane Matthew Update for Virginia
11-14-16 Thanksgiving Holiday 2016
11-7-16 Principal Balance /Amortization on Loans Purchased
11-4-16 Hurricane Hermine Update for Florida
11-4-16 Hurricane Matthew Update for North Carolina
11-2-16 Hurricane Matthew Update for North Carolina
11-1-16 Schedule of Fees – iQM loans

October

10-31-16 Hurricane Matthew Update for North Carolina
10-31-16 Veterans Day 2016 Announcement
10-26-16 Hurricane Matthew Update for Florida
10-25-16 Hurricane Matthew Update
10-25-16 VA IRRRL Loan Delivery
10-25-16 Hurricane Matthew Update for Florida
10-25-16 Hurricane Matthew Update for North Carolina
10-25-16 Hurricane Matthew Update for South Carolina
10-25-16 Hurricane Matthew Georgia
10-20-16 Hurricane Matthew – Update for South Carolina
10-18-16 Hurricane Matthew – Florida
10-18-16 Hurricane Matthew – Georgia
10-18-16 Hurricane Matthew Update for North Carolina
10-18-16 Hurricane Matthew – South Carolina
10-12-16 Hurricane Matthew Update
10-06-16 Hurricane Matthew

September

09-28-16 Columbus Day 2016 Announcement

August

08-24-16 iQM ARM Loans
08-24-16 Labor Day 2016 Announcement

July

07-27-16 iQM Interest Only Closing Document Requirements
07-22-16 Impac’s Jumbo Preferred Program

June

06-28-16 iQM Alt Doc Bank Statement Option
06-22-16 Independence Day 2016 Announcement
06-03-16 Interest Rate Floor on iQM Loans

May

05-31-16 iQM Press Announcement
05-18-16 Escrow Holdback Policy Changes
05-18-16 Scheduled Update to the IMportal
05-18-16 Memorial Day 2016 Announcement
05-12-16 Impac’s SSL Certification Renewal
05-11-16 TRID Basics Memo
05-10-16 TRID Checklist Announcement
05-04-16 Mortgagee Clause Changes
05-03-16 New York Subprime Home Loans

April

04-29-16 AltQM Loan Originations in New York
04-22-16 IMportal Maintenance
04-14-16 System Changes
04-14-16 Tax Return Transcripts 2015
04-07-16 Impac’s Ineligible List – Reminder
04-07-16 FHA and USDA Late Charge Percentage Change
04-06-16 Final Documents Transmittal

March

03-29-16 Updated FHA Program Guidelines
03-24-16 FHA Late Fee Basis Change
03-21-16 Impac Jumbo Premier Program
03-18-16 Good Friday 2016 Lock Desk Announcement

February

02-25-16 Impac Jumbo Announcement
02-01-16 Schedule of Fees for Loans Purchased
02-01-16 Schedule of Fees Post Closing
02-03-16 Presidents Day 2016 Announcement
02-01-16 Impac’s Ineligible List

January

01-21-16 CFPB Loan Originator Compensation Rule
01-20-16 Mortgagee Clause Changes
01-05-16 Martin Luther King, Jr. Holiday 2016

2015 Announcements

December

12-18-15 AltQM™ ARM Programs
12-14-15 Christmas Holiday 2015 and New Year’s Day 2016

November

11-20-15 Tax Transcript Policy Update
11-13-15 Thanksgiving Day 2015 Announcement
11-13-15 Delegated Announcement- Full UW Loans Announcement
11-02-15 Optimal Blue Announcement

October

10-30-15 Veterans Day 2015 Announcement
10-23-15 Interest Rate Floor on Alt QM™ Loans
10-13-15 Soft Pull Credit Reports
10-07-15 See the Enhancements to the 15 Year Fixed Program – AltQM™ Guidelines
10-06-15 USDA Fiscal Year 2016 and Interest Credits

September

09-30-15 Columbus Day Announcement
09-17-15 Optimal Blue Announcement

09-14-15 HUD Underwriting Changes
09-08-15 ARM Changes Announcement

August

08-27-15 Labor Day 2015
08-19-15 PIW Fees on DU Refi and Open Access
08-11-15 AltQM Guidelines
08-05-15 Underwriting-Updates

July

07-30-15 Government Loan Insuring
07-24-15 When the IRS rejects a request for a Tax Transcript Request
07-17-15 Temporary Change to Lock Extension Policy Announcement
07-13-15 FHFA Directed National Pricing Changes Announcement
07-02-15 AltQMtm Series Program Changes

June

06-24-15 Independence Day 2015 Announcement

May

05-14-15 Updates to Escrow Holdback Policy
05-13-15 Memorial Day 2015 Announcement

April

04-21-15 Web Portal URL Change
04-15-15 Fee Change for Non Delegated Underwriting Services
04-14-15 Lock Confirmation Update
04-10-15 2014 Tax Return Transcripts

March

03-26-15 Good Friday 2015 Lock Desk Announcement

February

02-06-15 AltQM™ Closing Requirements
02-06-15 Vendors for Flood Certificates
02-04-15 Presidents Day Holiday Announcement

January

01-07-15 New Mandatory CA Notary Certificate
01-07-15 Martin Luther King Jr. Holiday rescission

2014 Announcements

December

12-12-14 Christmas/New Year’s Holiday Rescission

November

11-14-14 Thanksgiving Day Announcement

October

10-30-14 Veterans Day Announcement
10-29-14 Outstanding Final Trailing Documents

September

09-11-14 Early Lock Desk Closing on September 17, 2014

August

08-28-14 Use of MERS Rider in Montana Oregon and Washington
08-20-14 Labor Day Announcement

July

07-10-14 In-House Underwriting Suspension Announcement

June

06-23-14 Independence Day 2014 Lock Desk Announcement

May

5-28-14 Homeownership Counseling Disclosure

April

04-15-14 Good Friday 2014 Lock Desk Announcement
04-07-14 Inter Vivos Revocable Trust Review
04-02-14 Underwriting Fee Update
03-28-14 Non-Delegated Underwriting for New Jersey Properties

March

03-18-14 Electronic Signature Update
03-03-14 Company Name Change

February

02-21-14 15 Day Lock Special (ended 2/28/2014)
02-06-14 Presidents Day Holiday 2014
02-05-14 CFPB Update Loans Submitted For Purchase
02-04-14 Underwriting Scenario Desk Update

January

01-14-14 Martin Luther King Jr. Holiday 2014
01-09-14 ATR/QM: Loan Submissions Announcement
01-02-14 CFPB Rgulatory Changes Announcement

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2013 Announcements here…


© 2018 Impac Mortgage Corp. NMLS #128231. www.nmlsconsumeraccess.org. Rates, fees and programs are subject to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Licensed by the Department of Business Oversight, under the California Residential Mortgage Lending Act (License #4131083). In the state of New York, Impac Mortgage Corp. dba Excel Mortgage. Equal Housing Lender.