• Purchase & Rate/Term refis with 580 minimum credit score
• Maximum Debt-to-Income Ratio-Determined by AUS
• Escrow holdbacks on HUD REOs (limited/buyer-funded)
• Borrower with 1 credit score
• 2-4 unit owner occupied
• Manufactured Home allowed

*See MI guidelines for details
**Freddie Mac only
***No overlays with MI eligibility