


Loan Program Highlights
- Purchase & Rate/Term refis with 580 minimum credit score
- Maximum Debt-to-Income Ratio-Determined by AUS
- Escrow holdbacks on HUD REOs (limited/buyer-funded)
- Borrower with 1 credit score
- 2-4 unit owner occupied
- Manufactured Home allowed
*See MI guidelines for details
**Freddie Mac only
***No overlays with MI eligibility